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Bargains, sales, smart shopping to save ££s

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The best for employees, employers and bike shops. This article focuses on our favourite scheme, but at Inspiral Cycles we also accept Cycle-to-Work vouchers from all major schemes. From your salary you pay 25% PAYE income tax, and 8% NI contributions. If you’re a higher rate taxpayer then you pay more. The Cycle-to-Work salary sacrifice scheme allows you to make a big saving, because you pay for your new bike before this tax has been…